Back in September of 2017, Equifax, one of the three big credit reporting agencies, had a major data breach that affected millions of people. If you recall, I recommended at the time that you freeze your credit accounts and carefully monitor all your financial transactions to catch any fraud.
Equifax has agreed to pay $700 million to the people that were affected and it will only take you a minute or two to see if you are one of those people and file a claim.
You are not guaranteed to receive $125. It all depends on how many claims are filed. But if you don’t file a claim, you won’t get a dime.
To ensure this was as easy as they say I filed claims for both myself and my husband and it took less than five minutes for both of us. If you are married be sure you each do file a claim if you are eligible.
So here’s what you do:
- CLICK HERE and enter your last name and last six digits of your Social Security Number to see if you are eligible.
- Once you submit that information the screen will tell you if you are eligible. If you are, simply follow the instructions on each page.
You may be eligible for even more than the $125 if this breach cost you time or money. You may have to provide documentation if you want costs reimbursed such as charges to freeze your credit accounts if there were any.
It’s really a simple process and I encourage you to at least see if you are eligible. If so, file your claim and at some point in the future, you may be receiving a check in the mail somewhere between $0 and $125 (or more if you had any additional claims).